Banking & Economics
A. Tick the
correct answer(s)
1. Name the First bank in Nepal :
a) Nepal Rastra bank b) NIDC c) Nepal Bank Ltd. d) Rastriya
Banijya bank
2. How Many Commercial banks
are there in Nepal Today?
a) 10 b) 32 c) 15 d) 18
3. Before Nepal Rastra Bank,
Currency Note in Nepal
used to be issued by ………….
a) Tejarath Adda b) Dep. of mint c) Sadar Muluki Addakhana d) Munsikhana
4. Which of the following
banking services are available in Nepal?
a) Credit
Card b) ATM c) Internet Banking d) Remittance
5. What is the name of the
first Finance Company of Nepal?
a)
Nepal Housing Development Finance
Company b) ACE
Finance Company
c) Nepal Merchant Banking &
Finance d) Annapurna Finance Company
B. True or False
1. In the last 5 years, commercial banks had a focus of opening many branches in rural Areas.
a) True b) False
2. Non performing loan is one
of the major problems of banking sector in Nepal .
a)
True b) False
Banking &
Economy
Answers:
A1. C
A2. B
A3. C
A4. All of right
A5. A
B1. False
B2. True
CREDIT
A. Tick the correct answer
1. Which of the following is incorrect.
Business borrows to:
a) acquire/create assets b) meet
cash flow gap c) manage tax d) give loans to other entities
2. Which of the following is a long term loan:
a) Home Loan b) Trust Receipt Loan c) Packing-Credit Loan d) Overdrafts
3. Which of the following is a
short term loan :
a) Hydro-Power Loan b) Real-Estate Loan c)
Project Loan d)
Bridge-Gap Financing
4. Which is not the relevant
risk under Operating Cycle of a business?
a) Demand Risk b) Collection
Risk c) Pricing Risk d) Supply Risk
5. Which is the only relevant
risk under Operating Cycle of a business?
a) Production Risk b) Capital Risk c) Interest Risk d) Liquidity Risk
B. True or False
1. Nepalese Banks lend upto 75-80% of their
deposits.
a)
True b) False
2. An average Nepali Bank
generates 20-30% of its revenues through lending / activities.
a) True b) False
Answer
A1. D
A2. A
A3. D
A4. C
A5. A
B1. A
B2. B