Banking Question (Part-2)

Banking & Economics
                                                                                                                                                                         A. Tick the correct answer(s)

1.     Name the First bank in Nepal:

a)    Nepal Rastra bank      b)   NIDC      c)  Nepal Bank Ltd.    d)    Rastriya Banijya bank

2.     How Many Commercial banks are there in Nepal Today?

a)          10                    b)  32         c)          15             d)          18


3.     Before Nepal Rastra Bank, Currency Note in Nepal used to be issued by ………….

a)          Tejarath Adda         b) Dep. of mint   c) Sadar Muluki Addakhana     d)   Munsikhana


4.     Which of the following banking services are available in Nepal?


a) Credit Card     b) ATM     c)  Internet Banking    d)   Remittance


5.     What is the name of the first Finance Company of Nepal?

a)    Nepal Housing Development Finance Company     b)          ACE Finance Company                 
c)     Nepal Merchant Banking & Finance                          d)          Annapurna Finance Company

B. True or False
1.     In the last 5 years, commercial banks had a focus of opening many branches in rural Areas.

a)          True                   b)  False


2.     Non performing loan is one of the major problems of banking sector in Nepal.

a) True                  b)          False
            
 Banking & Economy
Answers:
A1.       C
A2.       B
A3.       C
A4.       All of right
A5.       A
B1.       False
B2.       True
                                               

CREDIT
                                                                             
A. Tick the correct answer

1.    Which of the following is incorrect. Business borrows to:

a)    acquire/create assets   b)  meet cash flow gap      c) manage tax      d) give loans to other entities

2.    Which of the following is a long term loan:

a)  Home Loan           b) Trust Receipt Loan          c) Packing-Credit Loan d) Overdrafts

3.     Which of the following is a short term loan :

a)    Hydro-Power Loan    b) Real-Estate Loan     c) Project Loan      d) Bridge-Gap Financing

4.     Which is not the relevant risk under Operating Cycle of a business?

a)    Demand Risk             b)  Collection Risk       c) Pricing Risk       d) Supply Risk

5.     Which is the only relevant risk under Operating Cycle of a business?

a) Production Risk       b)   Capital Risk     c)   Interest Risk        d) Liquidity Risk


B. True or False
1.   Nepalese Banks lend upto 75-80% of their deposits.

a) True                  b)          False

        2.    An average Nepali Bank generates 20-30% of its revenues through lending / activities.

a)          True         b) False

 Answer

A1.       D
A2.       A
A3.       D
A4.       C
A5.       A

B1.       A
B2.       B         




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